Rents and Charges

When a former occupant remains in occupation after a tenancy has been terminated, a landlord can claim money from them for continued use of the premises. These payments are known as mesne profits.

Each year, Government guides any changes in rents made by all housing associations, which includes Saffron. They have published guidance enabling them to raise this by CPI+1% for the 2025-26 financial year, taking effect from 7th April 2025.  
 

CPI stands for the Consumer Price Index. It is a measure of inflation that is made every month. We are required to use September’s CPI which was 1.7%. In line with this, Saffron have therefore decided to increase the charge by up to 2.7% (September CPI plus an additional 1%).  

 

All rents will be increased by 2.7% (CPI+1%). This includes – social and affordable rents.

Increasing rents is an important part of enabling us to continue to invest in existing homes and support tenants by improving homes, increasing energy efficiency and offering specific targeted support on the cost of living. As part of this support, we will be making 1% of income collected through rent available for immediate cost of living and tenancy sustainment support in 2025/26. (Please see below for information on the support which you may be eligible for). 
 

When we set rents, we must consider the affordability of any increases and make sure that we can still invest in maintaining and improving homes. We also need to fund our programme that is making homes more energy efficient, which will deliver long term benefits for tenants.  

Each year we estimate how much we think each service will cost for the year ahead (1st April to 31st March). This information is then used to calculate the service charges and personal charges. Tenants are notified of these charges in the Rent and Charges notification letter sent in February each year. The new charges take effect each April.

If you are in receipt of full Housing Benefit or Universal Credit you can claim for rent and service charge costs, but not the cost of personal charges.

The charges you pay for will vary depending on the services provided to your building or estate. Homeowners will also pay for some different charges based on their lease such as building insurance.

The tenant portal allows you to check your balance and make a payment 24/7.

To register for the Tenant Portal, go to the ‘My Saffron Portal’ page on our website and click on register or alternatively contact us on 01508 532000. 

To access the Tenant Portal, go to the ‘My Saffron portal’ page on our website and click on sign in.

Once you have received your letter you can contact Saffron and speak to us: 

• Our Income Team can offer help and advice about any concerns you may have about paying your charges. You can contact them directly by emailing incometeam@saffronhousing.co.uk or call 01508 532000 and ask to speak to a member of the team. 

If you are worried about being able to pay your rent, we may be able to offer you support.  

If you are not in full receipt of Housing Benefit or Universal Credit, we may be able to help through our Tenancy Sustainment Fund. Please contact us to see if this is something you could apply for.  

If you need help to pay your rent  and you are of working age, please contact Universal Credit on 0800 3285644 or visit their website - https://www.gov.uk/universal-credit/how-to-claim. If you are of pension age, please contact your local authority.  

You can also check to see if you are entitled by using the benefit calculator at this web address - https://www.entitledto.co.uk/   

We also have a free and completely confidential Tenant Support & Wellbeing Service to help tenants with several concerns including managing debt. The service is available 24/7 with specialist advisors on hand. For more information call 0330 094 5593 or find out more on our website -

www.saffronhousing.co.uk/advice-and-support/tenant-support-wellbeing-service/

In addition, there are other organisations who can help you with money advice and support: 

• Citizens Advice, www.citizensadvice.org.uk/, 0808 223 1133
• Turn 2 Us, www.turn2us.org.uk 
• Step Change, www.stepchange.org, 0800 138 1111  
•  Money Helper (formerly the Money Advice Service), www.moneyhelper.org.uk/en 
• Shelter, www.shelter.org.uk

We have lots of information on the ‘Advice and support’ page on our website offering helpful information including, funds, workshops and energy saving tips which you may find beneficial –www.saffronhousing.co.uk/residents/help-and-advice/extra-help-with-living-costs/